Working capital
Cash-credit, overdraft and invoice-based facilities to bridge receivables, inventory and payroll cycles.
Loans
Borrow for growth, on terms you understand.
We help you work out what to borrow, prepare a lender-ready file and introduce it through our lending source. Every loan is subject to the lender's credit assessment.
Loan types we help with
Term loans
For capex, expansion or a new location, repaid over a fixed tenure.
Equipment & machinery finance
Funding secured against the asset you are buying.
Collateral-free structures
Where eligible, credit-guarantee cover such as CGTMSE (for MSMEs) or CGSS (for DPIIT-recognised startups) can reduce or remove the need for collateral.
Venture debt
For VC-backed startups that want runway without more dilution. Usually needs a recent equity round.
Revenue-based finance
Repayment as a share of monthly revenue, for businesses with predictable recurring income.
What lenders usually look at
We help you put these together before an application, so the first impression is a good one.
Your numbers
Bank statements, GST returns, ITRs and financial statements; CMA data for larger limits.
Your story
A clear use of funds and a repayment plan that matches your cash flow.
Your credit
Promoter and business credit history (CIBIL and others).
Your compliance
Registrations, KYC and filings up to date.
How we are paid on loans
Where a loan is arranged through our lending source, we may receive a commission from the lender. We tell you this before you apply. Any advisory or documentation work we do for you is quoted separately, in writing, after a free call. We never ask for an "advance fee" to secure a sanction. See Disclosures.
Loans are subject to the lender's credit assessment. Scheme eligibility and amounts are set by the scheme operator and can change; always check the official notification.
Not sure where to start?
Tell us where your startup is and what you need. We will suggest a sensible next step, at no cost.